Registered Only

Educator for Forex, Futures, and Systematic Trading

Marco Mayer started trading in 1999, at the age of nineteen, by placing his first trades in the German stock markets. A few years later he started to actively trade futures in the U.S. and European markets.

After years of failing to make money trading with all the commonly taught methods, like technical analysis, candlestick-patterns, and the standard indicators, his understanding of the markets turned upside down when Marco met Joe Ross in 2005. After receiving extensive personal training from Joe, he started to approach the markets in the right ways, and his trading finally became successful.

In 2008, when Joe recognized Marco’s exceptional talent and success as a trader, he invited Marco to join him as a teacher at Trading Educators. Since then, Joe’s teachings have been a huge inspiration for Marco, especially in tough trading times.

As soon as private traders were able to get involved in the forex-markets under acceptable conditions, Marco became heavily involved in the 24-hour spot forex-markets, and trading currencies became his focus.

Before becoming a full-time trader, Marco worked as a professional in financial information technology for over fifteen years. This allowed him to see in detail what's actually going on behind the "black boxes" of the electronic markets, how trading works on an institutional level, what tools and techniques are used, and how they’re applied in the professional world.

With his strong IT-background in financial software development, it was logical that he soon started to develop and test his trading ideas and systems using his skills as a software developer. He quickly realized that systematic trading is the kind of trading that would really work for him long-term, and where he felt the most comfortable. From there on he focused on systematic trading, and since then has never looked back!

Currently, Marco uses his own proprietary backtesting and automated trading solutions that allow him to go into depths of quantitative trading and risk-management models that are beyond the limits of the available retail backtesting software packages.

Most of his trading nowadays occurs by running his own trading systems in a diverse universe of markets around the globe, with a strong focus on currencies.

Marco not only loves to trade, but has also discovered his passion for teaching and helping others to become successful traders, especially since he’s well aware, from his own experience, how crucial it is to have professional support from a real trader who himself has gone down the tough road to successful trading. Thanks to his being able to automate most of his trading, Marco is freed up to be an active teacher and mentor at Trading Educators.

You will often find him helping others as a moderator in our Trading Educator's trading forums, posting on our blog, releasing videos, and writing articles. He is also the creator of the Ambush Trading Method™, which was first released in 2009.

Invest in yourself and visit Marco's private mentoring page!

Joe Ross has been trading and investing since his first trade at the age of fourteen, and is a well-known Master Trader and Investor for over five decades. He has survived all the up and downs of the markets because of his adaptable trading style, using a low-risk approach that produces consistent profits.  Joe Ross is the creator of the Ross Hook™, and has set new standards for low-risk trading with his concepts of The Law of Charts™ and the Traders Trick Entry™.

Joe was a private trader and investor for much of his life, but a serious health situation in the late 1980's caused him to shift his focus, and that is when he decided to share his knowledge. After his recovery, he founded Trading Educators in 1988, to teach aspiring traders how to make profits using his trading approach.

Joe Ross has written twelve major books, and countless articles and essays about trading. All his books have become classics, and have been translated into many different languages. His students from around the world number in the thousands. He has a huge file of letters containing thanks and appreciation from students on every continent. As one student, a successful trader, wrote: "Your mastery of teaching is even greater than my mastery of trading."

Joe Ross holds a Bachelor of Science degree in Business Administration from the University of California at Los Angeles. He did his Masters work in Computer Sciences at the George Washington University extension in Norfolk, Virginia. With over five decades of trading and investing, Joe has personally mentored the traders affliated with Trading Educators to uphold his philosophy and examples.

Joe's philosophy for helping traders is:

"Teach our students the truth in trading —
teach them how to trade."

"Give them a way to earn while they learn —
realizing that it takes time to develop a successful trader."

 Joe sets forth the mission of Trading Educators as follows:

• To show aspiring futures traders the truth in trading by teaching them how to read a chart so that they can successfully trade what they see, and by revealing to them all of the insider knowledge they need in order to understand the markets.
• To enable them to trade profitably by training them to properly manage their trades as well as their mindset and self-control.

To accomplish our mission for our students we educate them so that they know and understand:

• Where prices are likely to move next
• Why prices will move there
• Who and what cause prices to move
• How far prices are likely to move when they do move
• Their own role in the movement of prices
• How to take advantage of the knowledge they receive
• How to properly manage and exit a trade which they have entered
• How to manage themselves and acquire the discipline needed to become successful traders

Benefits for our Clients: 

• Independence from complicated trading methods, magic indicators, and black-box systems
• Independence from opinion, anyone's opinion, including their own
• Independence achieved through knowing how to read a chart
• Independence through having knowledge of insider actions
• Independence achieved by taking holistic and eclectic approaches
• Independence coming from knowing how to manage both the trades and themselves
• Independence because they understand and trade what they see
• Independence because they have learned how and why prices move as they do, through studying the truth in trading and the truth about markets
• Students learn only proven methods and techniques, which helps them to preserve capital and create more consistent profits; they are offered simple methods that will assist them to earn while they learn
• They learn to work smarter and more effectively
• They learn to treat trading as a business; we offer no Holy Grail or magic systems
• They learn to adapt to changing market conditions
• They learn a systematic approach to trading rather than a mechanical system for trading

Invest in yourself and visit Joe's private tutoring page!

Introduction

All traders, sooner or later, begin to realize that there is something more to trading than learning to read a chart, following an indicator or a trading system, or discovering a method or setup that will work a high percentage of the time.

If you didn’t fail early in your trading business, then you have probably been around long enough to realize that many of the problems you encounter as a trader are those that derive from your own individuality. Such problems are common among traders and, in fact, common among all human beings.

However, it is the nature and dynamic of this business to bring your human frailties and weaknesses to the front and center of your life. Trading brings you into a head-on confrontation with who you are, the deep-down "real" you.

At that point of confrontation, there are a number of choices you must make. I will list four that come to mind:

1. Admit defeat and give up trading.

2. Seek to overcome your human nature through deep introspection, using the strength of your own resources to confront and deal with who and what you are.

3. Seek the help of a professional, someone skilled in matters of trading psychology.

4. Seek spiritual help from a power much greater than your own.

Seeking spiritual help from a power much greater than your own is the area I address in "The Spiritual Side of Trading."

At this point I want to make clear that as an individual and as a professional trader, author, and educator, I believe with all my heart that the creator God exists. If you would like to see some of how I proved that to my own satisfaction, click on this link:  Show me proof that God exists.

Also, after much thought and study, I believe that the book commonly known as the Bible is the "manufacturer's instruction book" that God has provided for us:

• to show us how to live the highest possible quality of life;
• to show us things we cannot discover or figure out by ourselves - information we cannot learn except by its being revealed to us.

There are many proofs that the Bible is the actual and inspired word of the creator God in written form. If you are interested in seeing some of the proofs that convinced me in my own belief, follow this link:  Show me proof that the Bible is the written word of God.

You can spend a lot of money on trading systems and books on how to trade. You can spend even more money getting psychological help, buying books on trading psychology, and additional books on how to succeed, how to be a better person, how to think, how to become wealthy, etc. But because I was not charged for the spiritual information I received, I am passing it on to you in the same way.

Can anything free be of any value? Most surely the answer is "Yes." The word of God is freely given to anyone who is willing to receive it. I cannot charge you for the wisdom and truths revealed in the Bible. They are not mine to sell. The only requirement is that you seek to discover them. The Bible says: "Seek and you will find, knock and the door will be opened for you."

Traders' Problems

There are many problems that plague traders. Some of these problems are fairly easily identified, and you may already be aware of them. You probably know that, relative to your trading career, you may experience any of the following:

• Fear and/or Feelings of Inadequacy - Lack of Courage or Self-confidence
• Selfishness and/or Greed
• Pride and Vanity
• Dishonesty and Lying
• Lack of/need for Wisdom
• Lack of/need for Virtues that foster Successful Trading
• Questions about the Morality of Trading
• Need for the Correct Mind set
• An Identity Crisis

Any one, or any combination of the above can result in a poor self image, which in turn affects the outcome of your trading efforts. I will mention only in passing that all of the negative characteristics of human nature derive from the spirit world; the spirit world the Bible labels as evil. All of the above are merely symptoms brought about by problems that run much deeper within your mind and spirit than you might care to believe. These problems, and others as well, are manifestations of spiritual problems that you are probably not consciously aware of.

There are problems that plague your human spirit that remain hidden. They reside deep in your memory, but you may have pushed them into the recesses of your mind. They are problems that come from bad things that happened to you even as early as the time you were inside your mother’s womb. They are problems that stem from events you want to forget. They are problems caused by real or perceived mistreatment of you by others. It can be something as simple as abuse from a family member, a label hung on you by a classmate, teasing, or a name you were called. The abuse may have been physical or verbal. It may have come from someone you loved and trusted. Whatever it was, because it hurt you, you have buried it deep in your memory and covered it over. Nevertheless, who you are and what you are from your own point of view - your self-image - has been tainted by those events and experiences that are hidden. They are indelibly etched in the deepest parts of your mind, and they will plague you as a trader until you dig them out, confront them, and deal with them.

Earlier I wrote that one purpose of the Bible is to reveal to us things that we might otherwise not know. The Bible is a book of revelations. It reveals to us that there is a God. If it didn’t tell us there is a God, how would we know that there is one? It reveals to us a law - a simple set of rules that we should live by. If everyone lived by the simple rules revealed in the Bible, life on Earth would be paradise even now.

There are many revelations written within the pages of the Bible - the fact that they are there is a very strong proof that the concepts revealed in the Bible come from a mind that is far greater than any human mind.

There is one piece of information revealed in the Bible that I have not found revealed in any place other than from those who have also discovered it in the Bible. It is: "There is a spirit in man." Please read that again: There is a spirit in man!

What is this spirit in man? What is the Bible trying to tell us when it reveals that there is a spirit in man?

It is the spirit in man that gives man his superiority over the rest of the animal kingdom. The spirit in man imparts to him his intellect. It gives man his ability to reason, to imagine, to plan, to organize, to invent, to devise, to make choices, and much more.

The Bible reveals that anything man can imagine to do, he can eventually do! That in itself is a startling piece of news, but the truth of it is to be found everywhere. Man has learned how to fly through the air, to comfortably remain underwater for lengthy periods of time, to control the temperature of his environment, to move at speeds impossible for any other form of earthly life. Man has even figured out how to reach the stars. That’s pretty impressive. But do you know what man has so far not figured out how to do? He has not figured out how to live in peace, harmony, and contentment with other men or with the rest of creation. In some cases, he has not even figured out how to live in harmony with himself!

What is it that keeps him from finding the way to peace, contentment, and true happiness? The answer to that is also in the Bible. It is the nature of man coupled with influence from the evil sector of the spirit world.

The things that have happened to you, the experiences and events of your life that hurt you, are wounds to that part of you we call the mind. Those wounds can be ferreted out and healed. The rest of this manual is dedicated to showing you God’s way to successful trading. It is set forth to teach you the spiritual side of trading.

"For as a person thinks in his heart, so is he…"

Before anyone starts to plan his career as a trader - or anything else for that matter - he or she should realize the truth of the Biblical statement above. It is the best answer I have for where to begin. It tells all of us where we have to start, and how to continue our journey. It tells us how to start developing our values and vision, where we have to look closest in order to see the farthest and clearest. We begin by looking at how we think. We begin by having the right mind set. We begin by having the right thoughts. From the point of view of the human spirit, we are what we think we are. We are who we think we are. If our self-image has been damaged, that damage will be reflected in the results we get from trading. Additionally, the markets themselves can influence us as to who and what we think we are. Markets punish us when we make mistakes. Markets are unforgiving. Trading in markets and losing can do serious damage to our self-image.

Of course, the real truth is that we are who and what God says we are, but that is a topic for those who would like to have a much deeper spiritual experience than that which I am going to present here. (However, in due time, I will point the way for those who do want to pursue the deeper way.)

The markets offer us a gingerbread house of potential goodies. Break off some of the cake. Stuff yourself with as much as you want - and there is much you do want, so you step up to the gingerbread offering of the markets. You can probably make a list of dozens, if not hundreds, of things you want, and the gingerbread house with all its good appearance holds out the promise of satisfying your quest for the material things of this world. But within that gingerbread house exists something evil - individuals who want to satisfy their own desires at your expense.

Let’s face it, the markets are made up of nothing more than many human beings seeking to satisfy their own needs and desires.

What is currently contained on this website is an open book. Periodically new thoughts, ideas, and links will be added. Appropriate observations from others are invited, but we reserve the right of final judgment as to whether or not they will be included.

It’s time now to see what the Bible has to say about the virtues needed to become a successful trader as well as various aspects of human nature.

THE RISK OF LOSS IN TRADING COMMODITIES CAN BE SUBSTANTIAL. YOU SHOULD THEREFORE CAREFULLY CONSIDER WHETHER SUCH TRADING IS SUITABLE FOR YOU IN LIGHT OF YOUR FINANCIAL CONDITION. THE HIGH DEGREE OF LEVERAGE THAT IS OFTEN OBTAINABLE IN COMMODITY TRADING CAN WORK AGAINST YOU AS WELL AS FOR YOU. THE USE OF LEVERAGE CAN LEAD TO LARGE LOSSES AS WELL AS GAINS. PAST RESULTS ARE NOT INDICATIVE OF FUTURE RESULTS. HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS, SOME OF WHICH ARE DESCRIBED BELOW. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM. ONE OF THE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THAT THEY ARE GENERALLY PREPARED WITH THE BENEFIT OF HINDSIGHT. THERE ARE NUMEROUS OTHER FACTORS RELATED TO THE MARKETS IN GENERAL OR TO THE IMPLEMENTATION OF ANY SPECIFIC TRADING PROGRAM WHICH CANNOT BE FULLY ACCOUNTED FOR IN THE PREPARATION OF HYPOTHETICAL PERFORMANCE RESULTS AND ALL OF WHICH CAN ADVERSELY AFFECT ACTUAL TRADING RESULTS.

ANY TESTIMONIALS CONTAINED HEREIN WERE PROVIDED WITHOUT COMPENSATION. WHILE THE EXPERIENCES DESCRIBED ARE BELIEVED TO BE TRUE, THEIR CLAIMS MAY HAVE NOT BEEN INDEPENDENTLY VERIFIED, NOR HAVE PHOTOS BEEN AUTHENTICATED, NOR ANY ATTEMPT BEEN MADE TO DETERMINE THE EXPERIENCE OF THE INDIVIDUALS AFTER THE TESTIMONIALS WERE GIVEN. TESTIMONIALS ONLY PROVIDE THE PERSPECTIVE OF INDIVIDUALS WHO WERE SUCCESSFUL AND SATISFIED WITH THEIR EXPERIENCE. THE AVERAGE TRADER MAY OR MAY NOT EXPERIENCE SIMILAR RESULTS. PEOPLE CAN AND DO LOSE MONEY TRADING FUTURES.

CFTC RULE 4.41 - HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN. IN ADDITION, HYPOTHETICAL TRADING DOES NOT INVOLVE FINANCIAL RISK, AND NO HYPOTHETICAL TRADING RECORD CAN COMPLETELY ACCOUNT FOR THE IMPACT OF FINANCIAL RISK IN ACTUAL TRADING. FOR EXAMPLE, THE ABILITY TO WITHSTAND LOSSES OR ADHERE TO A PARTICULAR TRADING PROGRAM IN SPITE OF TRADING LOSSES ARE MATERIAL POINTS WHICH CAN ALSO ADVERSELY AFFECT ACTUAL TRADING RESULTS. THERE ARE NUMEROUS OTHER FACTORS RELATED TO THE MARKETS IN GENERAL OR TO THE IMPLEMENTATION OF ANY SPECIFIC TRADING PROGRAM WHICH CANNOT BE FULLY ACCOUNTED FOR IN THE PREPARATION OF HYPOTHETICAL PERFORMANCE RESULTS AND ALL OF WHICH CAN ADVERSELY AFFECT ACTUAL TRADING RESULTS. RESULTS NOT ADJUSTED FOR COMMISSION AND SLIPPAGE.

SEASONAL TENDENCIES ARE A COMPOSITE OF SOME OF THE MORE CONSISTENT COMMODITY FUTURES SEASONALS THAT HAVE OCCURRED OVER THE PAST 15 YEARS. THERE ARE USUALLY UNDERLYING FUNDAMENTAL CIRCUMSTANCES THAT OCCUR ANNUALLY THAT TEND TO CAUSE THE FUTURES MARKETS TO REACT IN A SIMILAR DIRECTIONAL MANNER DURING A CERTAIN CALENDAR PERIOD OF THE YEAR. EVEN IF A SEASONAL TENDENCY OCCURS IN THE FUTURE, IT MAY NOT RESULT IN A PROFITABLE TRANSACTION AS FEES, AND THE TIMING OF THE ENTRY AND LIQUIDATION MAY IMPACT ON THE RESULTS.

NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL, OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE DISCUSSED WITHIN THIS SITE, SUPPORT AND TEXTS. OUR COURSE(S), PRODUCTS AND SERVICES SHOULD BE USED AS LEARNING AIDS ONLY AND SHOULD NOT BE USED TO INVEST REAL MONEY. IF YOU DECIDE TO INVEST REAL MONEY, ALL TRADING DECISIONS SHOULD BE YOUR OWN.

Re-transmission or reproduction of any part of this site is strictly prohibited without the prior written consent of Trading Educators, Inc.

Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, Trading Educators cannot and does not guarantee the accuracy, validity, timeliness, or completeness of any information or data made available to you for any particular purpose. Neither Trading Educators, nor any of its affiliates, directors, officers, or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Trading Educators or of any vendor providing software or service support. In no event will Trading Educators or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind, even if Trading Educators or any other party has been advised of the possibility thereof.

The information in this site is provided "AS IS." Trading Educators, Inc. does not warrant the accuracy of the materials provided herein for any particular purpose and expressly disclaims any warranties or fitness for a particular purpose. Trading Educators, Inc. will not be responsible for any loss or damage that could result from any information made available to you via this site.

Trading Educators, Inc. reserves the right to modify or terminate these terms, conditions, and services at any time without prior notification.

Neither the information nor any opinion contained in this site constitutes a solicitation or offer by Trading Educators or its affiliates to buy or sell any securities, futures, options, or other financial instruments.

NEWSLETTER DISCLAIMER

The information contained in our educational newsletters has been carefully gathered from sources believed to be reliable, but accuracy cannot be guaranteed. Readers should not assume that anything written is to be considered as a recommendation, or that any performances shown will equal performances of the past.

This educational newsletter is intended solely for purposes of information and does not purport to provide legal, tax, or individual investment or business advice.

Readers should consult with expert legal, tax, business, and financial counsel before considering any action on the information contained in our newsletter. The publisher and its associates, editors or employees may have taken positions in and may from time to time make purchases or sales within markets and market vehicles mentioned herein. Reproductions of our newsletters are prohibited except by permission.

Joe Ross & Trading Educators, Inc. own all rights, title and interest to our newsletter publications. No part of our newsletter publications may be reproduced, in whole or in part, or by any means, mechanical or electronic, without permission in writing from the Publisher. You have no rights to resell, reprint, reproduce, or digitize Joe Ross' Chart Scan and Spread Scan Newsletters. While all attempts have been made to verify information provided in our publications, neither the author nor the Publisher assumes any responsibility for errors, omissions, or contrary interpretation of the subject matter herein.

Our newsletter publications are not intended for use as a source of any advice such as legal, medical, or accounting. The Publisher wants to stress that the information contained herein may be subject to varying international, federal, state and/or local laws or regulations. The purchaser or reader of our publications assumes responsibility for the use of these materials and information. Adherence to all applicable laws and regulations, including international, federal, state and local, governing professional licensing, business practices, advertising and all other aspects of doing business in the U.S., Canada, or any other jurisdiction is the sole responsibility of the purchaser or reader. Neither the author nor the Publisher assumes any responsibility or liability whatsoever on the behalf of any reader of these materials.

Selected Report Activity Cause and Effect

The effect of various reports on price market action
 

Unit Move Table

Created by Master Trader Joe Ross to fill a gap in the information available for the value of a full-point move and a minimum tick fluctuation.
 

Spiritual Side of Trading

If you didn't fail early in your trading business, then you have probably been around long enough to realize that many of the problems you encounter as a trader are those that derive from your own individuality. Such problems are common among traders and, in fact, common among all human beings. Seeking spiritual help from a power much greater than your own is the area I address in the "Spiritual Side of Trading".

Charting and Trading Software (alphabetical order)

 For more than thirty years, we've developed new technologies, offering real-time and historical data integrated with graphics and technical analysis tools. CQG's innovations have become industry standards. Our analytic tools and order-routing ISV services are the industry's best performing. Traders rely on our data's quality, accuracy, and reliability. CQG was the first vendor to insert real-time exchange corrections. We monitor a worldwide network 24 hours a day, ensuring that clean data is always available. Our customer support is backed by product development staff in four countries, our product specialists, and our data quality and operations teams, which are deployed globally to ensure the quality and performance of our hosted market data and electronic trading networks.

Genesis Financial Technologies and our flagship product, Trade Navigator, is here today in large part because we've created a culture of finding ways to say YES. We believe in the power of YES. Genesis gained a reputation with professional traders for offering clean data in an easy to use application. Over the years, I’ve had the great pleasure of meeting and working with some of the world's greatest traders. Often the conversation began with a trader saying "hey wouldn’t it be great if ..." and with very few exceptions, my response has always been, "Yes, we can do that!"
 

Margin Requirements

Find out the margin requirements directly from the exchange.

►  CME Group Margins

►  Minneapolis Grain Exchange Margins

►  ICE Margins
 

Forex Warning

Discover when not to trade the forex. Find the Truth you are not being told.
 

Agricultural news, including pre-open calls, mid-day reports, and after hours wrap-up

www.agriculture.com

Agricultural Reports

www.agweb.com

Trading Calendars

Forex Factory

Stock Disciplines

Strategies, Free Tutorials, stop-loss tool, stock alerts, signals, The Valuator, systems, price surges, volume changes, reversals, breakouts, stock scanner, setups, watch list, strongest 50 ETFs.

Securities Exam Preparation, Inc.

Established in 1972, is a consulting organization specializing in self-study test preparation for  FINRA, NASAA, and  futures industry exams -- and in registration services for Investment Advisers, Broker Dealers, Commodity Trading Advisers, and Introducing Brokers.   Assistance is also provided for registration of ForEx (foreign exchange) merchants and IBs.

Norman Hallett, Trader's Coach

Give Me Just One Minute and...
I’ll Show You How to Eliminate Your Big Trading Losses and Increase Your Profits

Adrienne Toghraie, Trader's Coach

“My mission is to assist you in improving all areas of your life.”
Adrienne coaches traders and investors to their next level of success by helping them overcome their self-imposed limitations.  Keynote speaker since 1989 and author of 13 books.